Introduction

University of Toronto, Faculty of Law

February 25, 2019

University of Toronto, Faculty of Law

University of Toronto, Faculty of Law will obtain a complete record of all Personal Property Securities registrations in Ontario between 1990 and 2016 from the province of Ontario and undertake the first large-scale academic empirical analysis of secured lending in Canada, specifically relating to individual and small business lending. This research will provide a more complete and accurate picture of the landscape of consumer and small business debt in Ontario. The researchers will also make their cleaned up and anonymized dataset available to other researchers for non-commercial uses in both French and English. This database will be of benefit to a variety of disciplines, including law, finance, economics, and public policy, and will provide a whole new data source for analysis of secured lending practices for scholars from various fields.